TrueHold

Building finance for modern capital.

TrueHold is an AI-native financial and DeFi platform. It starts with one clear view of everything you hold and grows into payments and on-chain finance, without ever taking custody of your money.

Built by
12 people
In one view
180+ chains, 500+ venues
In our custody
$0, by design

Capital moved on-chain. Finance stayed behind.

Your money now lives in wallets, on exchanges, in DeFi and in on-chain markets, while the tools around it still assume one bank holds everything.

Why we started.

A note from the team

We hold our own keys, and it used to mean flying blind. An exchange shows its customers one clean balance. Self-custody gave us thirty tabs, a spreadsheet and a guess.

The tools that offered to fix it tended to ask for something back: a key that could trade, a wallet connection, custody of the coins. We wanted the opposite: software that can look at everything and touch nothing, across the wallets, exchanges and chains we actually use. We could not find it, so we built it.

That rule turned out to be bigger than a tracker. Once all of your capital is in one view, you can ask it questions, see the rates it could earn and, in time, spend it, without handing it to anyone. That is what TrueHold is becoming. The line we started with has not moved: we never hold your money.

The TrueHold team12 people, remote-first

Four rules we build by.

We are a team of 12, so principles do the work that process does elsewhere. These four decide what we build, and what we will not.

We never hold your money

There is no version of TrueHold that takes custody. Wallets are read by public address, exchanges through read-only API keys, and on Binance, OKX and Bybit a key that can trade or withdraw is turned away. The card in development is being designed under the same rule.

What we can and cannot do with your keys

Numbers you can check

A portfolio is only useful if its numbers are right. We publish how they are calculated, from prices to cost basis, and say plainly what they do not claim. Our guides follow the same rule: if the product cannot do it, we do not write it.

Read the methodology

Built in public

Product changes are logged in plain words as they ship: 50 entries since the first build, each one dated. What is live and what is still in development is always said out loud.

See every update

AI that answers from your data

The AI agent works from what you actually hold, not from generic market talk. It can research the market and draw charts, and its terms say plainly that answers are not advice and can be wrong.

Meet the AI agent

What we’ve built so far.

We started with a simple gap: people held capital across dozens of wallets and venues, and nothing showed all of it clearly. The portfolio tracker closed that gap. Everything since builds on it.

NextA card and IBAN accountsIn development
  • A non-custodial crypto card, through licensed partners. TrueHold never holds your money.
  • IBAN accounts, also through licensed partners.
  • Want in first? Join the waitlist.
2026From tracker to platform
  • The AI assistant arrives: a chat grounded in your own portfolio, later with research mode, web search and adjustable thinking.
  • Coverage widens to TRON, TON and Bitcoin-family wallets, and to NFTs across EVM chains and Solana.
  • Perps and predictions in depth: Hyperliquid accounts, Polymarket realised PnL, parlays.
  • TrueHold on the iPhone Home Screen, and a mobile redesign.
  • Portfolios rebuilt, with manual portfolios and share links.
  • A live tokenized stocks data terminal on truehold.xyz, seven issuers side by side.
  • TrueHold becomes an AI-native financial and DeFi platform.
2025TrueHold begins
  • The first build: one place to follow wallets, exchanges and prediction markets.
  • First exchange connections: Binance, OKX, Hyperliquid and Lighter.
  • Exchange accounts beyond spot: margin, earn, options, futures and sub-accounts.
  • TrueHold goes live on the web.
  • Kalshi joins Polymarket, and data export and account deletion arrive in Settings.

Every release, as it shipped, is on the updates page.

A small team with a long view.

TrueHold is built by a remote-first team of 12. We keep it small on purpose: fewer handoffs, faster decisions, and everyone close to the people who use the product.

A person at a tall window, looking out over a city at dusk

Nobody owns a button. Everyone takes problems end to end and talks directly to the founders, because there is no one in between.

How we hire

Works with where your capital already lives.

Exchanges connect with API keys that can look but never trade or withdraw. Wallets need nothing more than a public address.

Exchanges

500+, through keys that cannot trade

Chains

180+, by public address

Wallets

By address, never a seed phrase

Perps and predictions

Positions and PnL, by address or key

Logos show what TrueHold reads, not partnerships. See every integration.

From the blog.

Guides, explainers and comparisons, written by the team to one house rule: if the product cannot do it, the article does not claim it.

All articles

Start with the full picture.

The portfolio tracker is live today. A non-custodial card and IBAN accounts come next.

TrueHold is a financial technology company, not a bank. Card and IBAN services will be provided by licensed partners.